Vacancy title:
Relationship Officer-Personal Banking
Jobs at:
Equity Bank KenyaDeadline of this Job:
01 September 2022
Summary
Date Posted: Friday, August 26, 2022 , Base Salary: Not Disclosed
JOB DETAILS:
Relationship Officer-Personal Banking
Job Purpose:
Reporting to the Branch Credit Manager, Relationship Officer shall be based at the Branch. He/she will be responsible for overseeing the growth of a High-Quality Asset Portfolio within the Sector. He is responsible of customer acquisition, facilitation of loan application and appraisal, presentation of the loan requests to the Branch Credit Committee and forwarding the loan request to Head office Credit Risk for approval.
The holder of the role will on a weekly basis hold discussions with the Branch Credit Manager/Branch Manager and share progress report on their performance.
Overall review of the targets vis-a-vis the actuals on a monthly on Growth and Quality.
Key Duties and Responsibilities:
• Mobilizing deposits and growth of the loan book to grow the Bank’s portfolio.
• Manage the portfolio quality of the various customers under their portfolio.
• Growing customer numbers/base
• Ensure the Sector’s policies and procedures are adhered to.
• Identifying customer potential and credit worthiness and preparing credit proposals in compliance with the Bank’s credit and lending policy
• Growth of the loan book by marketing to new and existing customers.
• Relationship management of both customers and institutions.
• Customer and Institutional appraisal.
• Quality Customer Service.
• Financial Literacy.
• Supporting the various branch operations
Qualifications
Desired Knowledge, Skills, and Ability:
• Strong communication, presentation, and negotiation skills
• Good analytical skills and ability to think outside the box
• Team player with excellent interpersonal skills
• Excellent planning skills
• High personal standards and goal oriented
Requirements:
• University degree preferably in a business field
• KCSE- C+ and above, C+ in English and C+ Mathematics
• Age – 24- 32 years old
• Computer literacy especially in office packages
Job Experience: No Requirements
Work Hours: 8
Level of Education: Bachelor Degree
Job application procedure
Interested and qualified? Click here to apply
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