Vacancy title:
Microcredit Officer
Jobs at:
KUSCCO LTDDeadline of this Job:
29 March 2023
Summary
Date Posted: Wednesday, March 15, 2023 , Base Salary: Not Disclosed
JOB DETAILS:
Job Purpose
The officer will be responsible for development of a new Micro Finance Section, identifying credit profile criteria and the most appropriate methodologies that apply to the target beneficiary groups.
Job Specifications
• Developing and implementing credit Policies, Procedures and Strategies;
• Designing an institutional development plan that will result in an efficient micro credit program;
• Recruiting and training selected groups about available products and services;
• Facilitating disbursement of loans to identified groups based on the analysis of their applications in a time efficient manner and prepare payment plans;
• Receiving potential clients and conduct an initial assessment and assist clients in completing applications;
• Identifying and implementing partners, their capacity building and training needs as they correlate with microfinance;
• Monitoring groups operations and purpose to attend weekly/monthly group meetings to keep abreast and follow up of all the activities;
• Promote business growth by selling IG Sacco products and services to current and potential customers to ensure profitability;
• Maintaining a quality loan book by ensuring timely repayment of Sacco products;
• Monitoring the progress and performance of the existing loans;
• Following up with clients about loan renewals;
• Assessing creditworthiness and the risks involved;
• Calculating accurate financial ratios i.e credit scores and interest rates;
• Preparing and submitting timely and reliable credit reports to assist in decision making and evaluation; and
• Performing any other relevant duties as may be assigned from time to time.
Person Specifications.
• Diploma in Credit Management.
• CPA Part II
• Other related professional qualifications will be an added advantage.
• Previous experience of working with an ERP system preferred.
• Proficiency in computer applications.
• Minimum two 2 years’ relevant experience in the financial institution
Desired Skills And Competencies:
• Integrity, team player with effective communication skills.
• Excellent organizational skills
• Results driven and customer focused
• Exemplary integrity and honesty
• Excellent communication and interpersonal skills
• Proactive and initiative.
• Self- motivated and be ready to work with minimum supervision
• Customer focused – striking a solid balance between external and internal customer orientation.
Work Hours: 8
Experience in Months: 24
Level of Education: Bachelor Degree
Job application procedure
If interested, send online application following the two-step process below:
1. Fill the form on this link https://forms.gle/mcLfVLs4BTtMPyTHA and submit.
2. Complete the application process by uploading your Cover letter, Curriculum Vitae (C.V.) and certificates/testimonials and email to recruitment@kuscco.com to reach us on or before 29th March, 2023.
N/B Only shortlisted candidates will be contacted by 6/4/2023. Canvassing will lead to automatic disqualification.
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