Summary
Date Posted: Monday, December 12, 2022 , Base Salary: Not Disclosed

JOB DETAILS:

ROLES AND RESPONBILITIES:
• Complete a thorough and in-depth analysis of new credit requests using Financial analysis work sheet (Denic), credit change requests, renewals and restructure and make recommendation for presentation to the Credit Committee.
• Sanction Group Lending System (IGLS) applications in the system.
• Review and in-depth analysis of new credit requests initiated through Experian Scoring System and Newgen.
• Deliver quality, detailed credit analysis while providing efficient, timely service to customers.
• Achieve Turn-Around-Times (TATs) per agreed Service Level Agreements (SLAs) for assessment of Credit Applications referred to Credit Risk from branches.
• Maintain a good working knowledge of the Bank’s lending policies and procedures and identify exceptions to policy.
• Ensure that all credit files are complete, identify any documentation deficiencies, and report to Branch credit officer and credit administration as needed for timely resolution.
• Review loan files as needed to ensure quality, consistency and compliance with lending guidelines.
• Review of excess request due to inward cheques on a timely manner while mitigating on credit risk.
• Provide technical advice or other assistance to loan officers as needed.

COMPETENCIES:
• Able to adjust quickly to different work situations; remain composed under pressure and stressful situations.
• Must be able to understand financial data (Balance Sheets, Income Statements, Cash Flow Statements, Financial Ratios, etc.) and the trends to determine business financial soundness and viability and apply those skills as they pertain to the loan underwriting process
• Must be organized, efficient, and able to work independently and be detail oriented in order to generate accurate reports.
• Attention to Detail is Key: Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and meet strict deadlines.
• Ability to effectively manage one’s time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks.
• Principled and self-confident.

EDUCATION AND SPECIAL REQUIREMENTS:
• Bachelor’s degree preferably in business, finance or accounting.
• At least 3 years of credit experience in a similar role if coming from another institutions or in Branch.
• Must be a top performer- Average rating of 3.0 if joining credit risk from the branch

EDUCATION AND SPECIAL REQUIREMENTS:
• Bachelor’s degree preferably in business, finance or accounting.
• At least 3 years of credit experience in a similar role if coming from another institutions or in Branch.
• Must be a top performer- Average rating of 3.0 if joining credit risk from the branch


Work Hours: 8

Experience in Months: 36

Level of Education: Bachelor Degree

Job application procedure

Interested and qualified? Click here to apply

All Jobs

QUICK ALERT SUBSCRIPTION