Summary
Date Posted: Friday, December 16, 2022 , Base Salary: Not Disclosed

JOB DETAILS:

Job Description
• Contribute to the overall risk management strategy of maintaining/ reducing the level of risk as business expands
• To manage the credit function efficiently and effectively in order to ensure that it is a profitable line of business and that the organization is not exposed to risk, maintaining a quality loan book.
• Credit policy formulation and review.
• Risk Management: Credit risk analysis and evaluation.
• Ensure compliance with credit policies and procedures.
• Ensure compliance to the agreed SLA/TAT for disbursement and other issues relating to both internal and external customers
• Monitoring and administration of credit performance through reports and returns from branches.
• Evaluation of customer needs and activities of the competition in liaison with marketing department and the branches with regard to Credit.
• Management Information System (MIS) including statutory returns to the Central Bank
• Relationship Management.
• Branch support and carry out inspection on credit/lending issues.
• Overall control of the lending book.
• Project relevant trends that affect the collectibles of the portfolio and isolate potential problem areas
• Monitor loan repayments globally and initiate/recommend course of action
• Ensuring that the security documentation and other necessary documentation are obtained and completed in all respects before draw down of the facility
• The initiating, setting up and maintaining of a system of lodgment and withdrawal of securities
• Any other duties that may be assigned to you from time to time by Management.

Skills
Education
• Bachelors Degree (B): Business (Required)

Job Experience: No Requirements

Work Hours: 8

Level of Education: Bachelor Degree

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