Summary
Date Posted: Friday, January 13, 2023 , Base Salary: Not Disclosed

JOB DETAILS:

PURPOSE:
The role is responsible for effectively growing the portfolio by working on strategies to acquire new customers, retain and expand through cross selling the relationship with existing customers. Performance indicators include growth in loan assets, total deposits, Total Net Revenue, CASA, Management of asset quality, New to Bank revenue, nil operational loses and enhanced customer satisfaction / experience.

PRIMARY RESPONSIBILITIES:
• Marketing for new business in both assets and liabilities for the branch;
• Marketing for alternative products such as credit cards, prepaid cards, Internet banking, mobile banking etc. as well as Bancassurance products;
• Arranging meetings with potential and existing clients for the review of requirements and exploring business opportunities;
• Monitoring accounts and following up for repayments and remedial action where accounts may become delinquent;
• Initiating the process of securities perfection, obtaining necessary documents, initial vetting of document, and process follow through to ensure securities are perfected in a timely manner;
• Setting targets for the Branch teams and monitoring performance to ensure the Branch achieves its overall business targets;
• Reviewing the credit applications and call reports prepared by the Relationship Officer and making appropriate recommendations to the approving authorities;
• Reviewing the daily overrides report as well as over the counter payments and making appropriate decisions or recommendations.
• Processing of ad-hoc/additional/new requests/complaints/excesses and obtaining approvals where/when required;
• Providing feedback to customers in reply to their requests and requirements in a timely manner;
• Following up with customers to ensure compliance with sanctioned terms and conditions with respect to account operations and provision of all requisite documents and covenants;
• Complying with audit observations and initiating necessary action and follow up with clients;
• Educating and creating awareness for the client on new products, Banking regulations, requirements and industry trends;
• Providing feedback to Senior Management on customer requirements/ market trends/product development to suit the needs of the customers;
• Ensuring quality service delivery within prescribed TATs to ensure customer satisfaction and business retention or growth;
• Mentoring and managing the entire Branch team;
• Approving large RTGS, TT, Fixed deposit initiations as required.
• Oversight of Branch operations duties and actions that includes:
• Reviewing and signing Letters of Offer and Letters of guarantee as per policy;
• Approving recurrent administrative expenditure, as per delegated authority
• Representing the bank at local events and bank functions;
• Maintaining the Branch and Branch assets; and
• Taking charge of the security of the Branch and customers visiting the Branch.

PERSON SPECIFICATIONS
Academic Qualifications
• Master’s degree in Business Administration or its equivalent from a recognized institution will be an added advantage; and
• Bachelor’s degree in Commerce, Management or Accounting from a recognized institution

Professional Qualifications
• Chartered Institute of Marketing diploma (CIM); and
• Member of Associate of Kenya Institute of Bankers (AKIB) or its equivalent professional body.

Experience
• At least 5 years relevant experience.

Generic Competencies
• Ability to write complex letters, comprehensive reports and to perform complex calculations.

Skills and Attributes
• Excellent communication and interpersonal skills;
• Strong people management skills;
• Excellent problem solving and decision making skills;
• Good networking skills; and
• Ability to drive performance and manage resources.

Work Hours: 8

Experience in Months: 60

Level of Education: Bachelor Degree

Job application procedure

Interested and qualified? Go to I&M Bank on imbank.bamboohr.com to apply

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