Summary
Date Posted: Friday, September 02, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Credit Officer -2 Positions
United women Sacco is a regulated non-withdrawal deposit taking Sacco with a diverse membership of professional and business men and women. As part of our growth strategy we wish to recruit a top talent to join the innovative team.
The position is responsible of implementing Credit Policies & Procedures pertaining to loan issuance and recoveries.

Duties and Responsibilities;
• Receive and review all loan applications.
• Ensure timely appraisal of all loans as per the credit policy and procedure.
• Maintain an updated record of all loan issued.
• Ensuring timely collection of remittances and reconciliation to member accounts
• Prepare defaulters list for onward forwarding to CRB and external debt collectors.
• Timely demand notices to guarantors of defaulted loans.
• Coordinating with the external debt collector on performance of accounts
• Negotiate payment arrangements/plans with customers who have delinquent loans.
• Updating the loan guard; Timely retrieval and submission of deceased claims to the Sacco insurer.
• Prepare monthly credit reports.
• Handle customer complaints and take appropriate action to resolve them

Minimum Qualification and Experience
• Degree in Co-operative Management /Business management or any other business related course.
• At least 3-year relevant experience in the financial lending industry.
• Prior experience in a Sacco Industry will be an added advantage.

Key Skills and competences
• Good knowledge of credit procedures and provisions.
• Excellent customer focus and communication skills.
• Willingness to learn and be flexible in the working arrangements

Education Requirement: No Requirements

Work Hours: 8

Experience in Months: 36

Job application procedure
Interested and qualified persons are requested to send their application and CV including 3 available referees to vacancies@unitedwomensacco.co.ke  on or before 19th September 2022, have the job title as subject of the email. Must fill your details on google form
https://forms.gle/ZXs94PDR1CqmrRzCA  incomplete applications will not be considered.
Only shortlisted candidates will be contacted, United women Sacco is an equal employer.

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