Summary
Date Posted: Wednesday, May 11, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Credit Relationship Officer

Job Summary
Responsible for delivering excellent business performance through aggressive marketing of company products ensuring optimum productivity, high quality / yielding loan book, operational efficiency and outstanding relationship management

Key Responsibilities
• Business sales relationship and growth of savings and Loan security Fund
• Conduct loan appraisals for customer applications and recommend disbursements to management.
• Effective monitoring of loan repayments and mitigating risks related to defaults and maintaining PAR at set standard
• Reduction of operating costs and ensure prudent utilization of resources
• Grow active customers in line with the business plan/projection by aggressively marketing financial products in line with the given targets.
• Keep abreast of new development in customer preference and advices management on relevant changes.
• Manage customer relations under personal portfolio and ensure lasting relations are established with all clients.
• Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
• Ensure compliance and adherence to set policies & procedures in all operations
• Ensuring compliance of KYC policies especially during the account opening procedure.
• Being a good team player and working together with other departmental staff.
• Generate and present Actual vs. Projections report for information & decision making by management

Knowledge & Skills Required
• Bachelors’ degree in accounting, finance, banking, business, or a similar field.
• Strong communication skills and customer service experience.
• Exceptional analytical skills and the ability to work with complicated financial data.
• Excellent organizational skills and the ability to work well under pressure.
• Strong ethical behavior and the ability to work with sensitive financial information.
• Basic computer skills and a quick learner
• Credit Operations & SME evaluations experiences from a bank or Fintech environment an added advantage
• Proficiency in excel skills or working with spreadsheets
• Ability to manage multiple projects and self-drive toward targets while ensuring quality output and prioritization.
• Team player who demonstrates positive attitude, creativity, energy, dedication to collaboration and patience and with a high degree of integrity
• Attention to detail
• Excellent verbal and written communication and interpersonal skills

Job Experience: No Requirements

Work Hours: 8

Level of Education: Bachelor Degree

Job application procedure
Interested candidates should send a detailed CV and a cover letter that must include their current and expected remuneration, not later than 27th May, 2022 to jobs@kkvl.co.ke  quoting the job title on the subject line. All job applications will be reviewed on a rolling basis. Applications which do not meet the above qualifications will not be considered.

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