Summary
Date Posted: Tuesday, October 04, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Credit Analyst

KEY RESPONSIBILITIES
• Proactive monitoring of the credit portfolio to ensure early detection of problem credits.
• Provide and analyze financial information for use in the preparation of credit reports
• Review of credit requests including review of financial and credit information provided in respect to Commercial Banking clients
• Assist in the financial evaluation of new business/projects and provide a guide on market risk.
• Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet EKE standards.
• Maintain financial information on borrowing accounts including covenant monitoring
• Monthly evaluate and interpret performance reports of Commercial Banking and assist in the assessment of progress against the department’s score card and budget
• Undertake annual review of security documentation for all Commercial Banking accounts
• Assess profitability of each relationship and generate monthly report on the same
• Counter check that interest rates are correctly applied on all Credit facilities
• Undertake at least one quarterly client visit with Relationship Managers, as per threshold communicated from time to time by Business Unit Head

JOB PROFILE
Experience & Qualifications
• University degree preferably in Accounting, Finance or Management
• Associate of Chartered Institute of Bankers (or equivalent) strong advantage
• Data analysis and / or modelling qualifications preferred
• At least three years banking experience is preferred
• Working knowledge of The Group Credit Policy & Procedures Manual (GCPPM) is an added advantage
• Working knowledge of IFRS 9 is an added advantage Skills, Capabilities & Personal attributes
• Credit and Financial analysis skills to effectively perform credit analysis and portfolio maintenance activities/tasks in a manner that consistently achieves high quality standards or benchmarks.
• Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact performance.
• Knowledge of lending business and products
• Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks.
• Self-empowerment to enable development of open communication, teamwork and trust that are needed to support performance and customer-service oriented.


Work Hours: 8

Experience in Months: 36

Level of Education: Bachelor Degree

Job application procedure

Should you be interested in applying for this position, please apply electronically by submitting your application via hrrecruitment@ecobank.com 
Deadline for all applications is Tuesday, October 11th 2022.


All Jobs

QUICK ALERT SUBSCRIPTION