Corporate Credit Analyst
2025-04-17T07:05:12+00:00
Co-operative Bank of Kenya
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http://www.co-opbank.co.ke/
FULL_TIME
Nairobi
Nairobi
00100
Kenya
Finance
Accounting & Finance
2025-05-09T17:00:00+00:00
Kenya
8
The successful jobholder will be expected to:
- Analysis of credit proposals from business units and make a decision on the same day.
- Recommend appropriate credit decisions to Credit approvers for final decision.
- Escalate unusual issues or issues raising concern to the Head – Corporate Credit Risk Analysis Department.
- Keep up to date records of all cases received, analyzed and decisions by prompt update of tracker.
- Advise Credit Administration Department/ business unit of decisions same day.
- Keep abreast with economic, industry and business trends to facilitate quality analysis of credit applications.
- Document issues identified as causes of weak appraisals from business units – both policy and procedure.
- Train business units credit staff on credit analysis procedures
- Ensure all lending proposals are within the bank’s credit policy & lending guidelines and escalate any exceptions
- Ensure any policy breaches are properly authorized at the correct level.
- Highlight to Head – Corporate Credit Analysis Department any necessary changes to the Bank’s credit policy and procedures.
- Provide timely and clear responses to the various business units as per the agreed SLAs.
- Strict adherence to all regulations, statutes, standards, practices and all internal processes and procedures as per the relevant manuals and comply with all relevant external legislation and regulations with regard to Compliance requirements.
- Ensure that all risk management requirements within your remit are addressed and where necessary escalated through the defined available channels.
Qualifications, Skills & Attributes
The successful jobholder will be required to possess the following qualifications: –
- A university degree in a Business-Related field from a recognized university with at least 7 years banking experience 5 of which in Corporate Credit Risk underwriting or Corporate Credit origination
- A thorough knowledge of the Banking Act, the Bank’s credit policy, Prudential guidelines, Environmental and Social Risk Management and lending guidelines with good understanding of related products and services Plus Credit & Financial analytical skills.
- Ability to identify, analyze, condense and articulate complicated ideas and findings briefly and clearly.
- Excellent Credit risk underwriting skills
- A good knowledge of business trends and the business environment.
- A general awareness of the Bank’s vision and focus especially in relation to Business Development & management of risks
Analysis of credit proposals from business units and make a decision on the same day. Recommend appropriate credit decisions to Credit approvers for final decision. Escalate unusual issues or issues raising concern to the Head – Corporate Credit Risk Analysis Department. Keep up to date records of all cases received, analyzed and decisions by prompt update of tracker. Advise Credit Administration Department/ business unit of decisions same day. Keep abreast with economic, industry and business trends to facilitate quality analysis of credit applications. Document issues identified as causes of weak appraisals from business units – both policy and procedure. Train business units credit staff on credit analysis procedures Ensure all lending proposals are within the bank’s credit policy & lending guidelines and escalate any exceptions Ensure any policy breaches are properly authorized at the correct level. Highlight to Head – Corporate Credit Analysis Department any necessary changes to the Bank’s credit policy and procedures. Provide timely and clear responses to the various business units as per the agreed SLAs. Strict adherence to all regulations, statutes, standards, practices and all internal processes and procedures as per the relevant manuals and comply with all relevant external legislation and regulations with regard to Compliance requirements. Ensure that all risk management requirements within your remit are addressed and where necessary escalated through the defined available channels.
A university degree in a Business-Related field from a recognized university with at least 7 years banking experience 5 of which in Corporate Credit Risk underwriting or Corporate Credit origination A thorough knowledge of the Banking Act, the Bank’s credit policy, Prudential guidelines, Environmental and Social Risk Management and lending guidelines with good understanding of related products and services Plus Credit & Financial analytical skills. Ability to identify, analyze, condense and articulate complicated ideas and findings briefly and clearly. Excellent Credit risk underwriting skills A good knowledge of business trends and the business environment. A general awareness of the Bank’s vision and focus especially in relation to Business Development & management of risks
JOB-6800a828bac14
Vacancy title:
Corporate Credit Analyst
[Type: FULL_TIME, Industry: Finance, Category: Accounting & Finance]
Jobs at:
Co-operative Bank of Kenya
Deadline of this Job:
Friday, May 9 2025
Duty Station:
Nairobi | Nairobi | Kenya
Summary
Date Posted: Thursday, April 17 2025, Base Salary: Not Disclosed
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JOB DETAILS:
The successful jobholder will be expected to:
- Analysis of credit proposals from business units and make a decision on the same day.
- Recommend appropriate credit decisions to Credit approvers for final decision.
- Escalate unusual issues or issues raising concern to the Head – Corporate Credit Risk Analysis Department.
- Keep up to date records of all cases received, analyzed and decisions by prompt update of tracker.
- Advise Credit Administration Department/ business unit of decisions same day.
- Keep abreast with economic, industry and business trends to facilitate quality analysis of credit applications.
- Document issues identified as causes of weak appraisals from business units – both policy and procedure.
- Train business units credit staff on credit analysis procedures
- Ensure all lending proposals are within the bank’s credit policy & lending guidelines and escalate any exceptions
- Ensure any policy breaches are properly authorized at the correct level.
- Highlight to Head – Corporate Credit Analysis Department any necessary changes to the Bank’s credit policy and procedures.
- Provide timely and clear responses to the various business units as per the agreed SLAs.
- Strict adherence to all regulations, statutes, standards, practices and all internal processes and procedures as per the relevant manuals and comply with all relevant external legislation and regulations with regard to Compliance requirements.
- Ensure that all risk management requirements within your remit are addressed and where necessary escalated through the defined available channels.
Qualifications, Skills & Attributes
The successful jobholder will be required to possess the following qualifications: –
- A university degree in a Business-Related field from a recognized university with at least 7 years banking experience 5 of which in Corporate Credit Risk underwriting or Corporate Credit origination
- A thorough knowledge of the Banking Act, the Bank’s credit policy, Prudential guidelines, Environmental and Social Risk Management and lending guidelines with good understanding of related products and services Plus Credit & Financial analytical skills.
- Ability to identify, analyze, condense and articulate complicated ideas and findings briefly and clearly.
- Excellent Credit risk underwriting skills
- A good knowledge of business trends and the business environment.
- A general awareness of the Bank’s vision and focus especially in relation to Business Development & management of risks
Work Hours: 8
Experience in Months: 84
Level of Education: bachelor degree
Job application procedure
Interested and qualified? Go to Co-operative Bank of Kenya on www.co-opbank.co.ke to apply
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