Summary
Date Posted: Monday, July 08, 2019 , Base Salary: Not Disclosed

JOB DETAILS:
Mwananchi Credit .

Job Responsibilities:
• Overall responsibility for collections performance of the entire business.
• Leading and motivating the collections team in order to achieve collections target.
• Implementation and maintenance of a set of comprehensive Credit Risk Policies and Procedures.
• Introduce and evolve effective operations and reporting assessment tools to minimize risk and proactively identify problem areas.
• Run reports and analyze data pertaining to the department and share with management on daily, weekly and monthly.
• Monitor the progress of all defaulters and take timely steps to contain the situation as per the credit policy.
• Managing relationships with the units in order to reduce exposure to potential bad debt.
• Manage and participate in field collections with the collections team.
• Liaise with collection agencies and the Units/Satellites in the collection and mitigation of None Performing Loans.
• Recruit, hire, train and evaluate staff members within the collections department to ensure a sufficient number of staff members are available to handle the workload in liaison with Human Resource Manager.
• Oversee the collection of outstanding credit to minimize profit loss while ensuring it is handled appropriately and per company’s policy.
• Ensure a good quality loan book is maintained with PAR below 5%.
• Evaluate the credit worthiness of client by using the Company’s guidelines.
• To systematically and aggressively follow-up current non-performing and unsatisfactory accounts order to reduce exposure and maintain loss experience to a minimum.

Job Skills: Not Specified

  Job Qualifications:
• Degree in Finance, Economic or equivalent business related field.
• At least 3 to 4 years’ work experience in banking or micro lending Company.
• Strong leadership qualities with proactive, results- oriented and a positive disposition.
• Experience working in a microfinance institution is an added advantage.
• Ability to perform multiple tasks simultaneously, employing effective time management and organizational skills.
• Ability to work independently and as a team to meet deadlines, goals and objectives.
• Excellent communication skills, both verbal and written.
• Strong client service orientation.
• Willingness to work on flexible scheduling.

Job Education Requirements: Not Specified
Job Experience Requirements: Not Specified

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Job application procedure
All cv’s be sent to hr@mwananchicredit.com 

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