Summary
Date Posted: Saturday, September 18, 2021 , Base Salary: Not Disclosed

JOB DETAILS:

Reporting to the Head of Credit (HOC); the Credit Administrative Officer will be responsible for day to day running of company management, credit administration process, Loan process, Loan recovery, monitor and report management information to Senior Management and compliance of company’s policies and procedures.

Duties & Responsibilities;
• Must be able to monitor, guide, direct and advice staff and align them towards the company’s vision and mission.
• Risk Management: - One MUST be able evaluate and understand the risks associated with individual, products and borrowers.
• Must be familiar with credit loan and investment risk related finance procedures and systems.
• Be able to authenticate documentation presented for all credit applications, and ensure that they meet the KYC requirements.
• Be able to appraise and make recommendations on credit proposals and ensure compliance with the Company’s Credit Policy, procedures and agreements.
• Be able to vet and analyze collaterals/securities provided for approved facilities against facility letter’s terms and conditions of agreed covenants for customers.
• Be able to generate weekly, monthly and quarterly credit risk reports to the Head of Credit and meet deadlines.
• Be able to monitor and give reviews of defaulting customers and their credit lines to ensure recovery strategies are performed.
• Have a hands-on approach with problem solving attitude and the ability to prioritize workloads.
• Able to handle redemption and takeover of facilities from and to other financial institutions and ensure terms and conditions of undertaking are strictly adhered to.
• Be able to peruse internal audit, Credit Risk & Compliance reports to ensure that any shortcomings have been sufficiently and timely addressed.
• Organize daily reporting requirements such as repayment and arrears for clients.
• Be able to identify areas of improvement by following up on client’s feedback.

Experience, Knowledge & Skills;

• Must have a diploma in Business/Finance/Law/Social Science or related field.
• Must have lending and relationship management experience in the credit finance industry.
• Not less than Two (2) years’ experience in a credit function of a financial institution.
• Have an excellent interpersonal, analytical, organizational and people management skills.
• 5. Sound understanding of the lending process of Logbook Loans.
• 6. Excellent communication, presentation, outstanding and reporting skills.



Work Hours: 8 24 Associate Degree

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Job application procedure

Qualified candidates should send their CVs to creditadmin@northwavecredit.com  not later than 27/09/2021.


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