About

U & I Microfinance bank is a licensed Microfinance Bank Institution, targeting micro-businesses and SME’s by providing working capital, facilitating technological improvements, business innovations and is committed to becoming the leading Microfinance Bank through provision of quality services.

We began operations in 2007 as a credit only microfinance institution but in 2013 it was granted a licence to operate as a deposit –taking microfinance institution. In April 2017, Central Bank of Kenya granted U&I Microfinance a National Licence hence the conversion from community microfinance to a nationwide microfinance.

We currently have four branches in Nairobi County (Asili and Gikomba branches), Kiambu County (Thika branch), Machakos County (Matuu branch) and Head Office being in Nairobi CBD.

Over the years, the Bank has won several awards most recently as follows:

Think Business Banking Awards 2021

CATEGORY	CLASS
Best Microfinance Bank in Customer Satisfaction	Winner
Fastest Growing Microfinance Bank	1^st Runner Up
Most Efficient Microfinance Bank	1^st Runner Up
Overall Best Microfinance Bank	2^nd Runner Up
Best Microfinance Bank in Digital Banking	2^nd Runner Up
Best Microfinance Bank in Product Innovation

Our Vision

To be the most preferred Micro Finance Provider in Kenya

Mission Statement

We provide micro credit solutions to positively transform the lives of our customers and other stakeholders by offering high quality financial services.

Our Core Values

Customer focus
Honesty
Integrity
Professionalism
Innovation
Team work

Key Facts Statement.

At U&I Microfinance Bank, we appreciate you for choosing us as your preferred bank. We believe that our customers have right to access information in a clear, simple and transparent manner. This document sets out a summary of the key facts you need to know regarding U&I Microfinance Bank products and services to enable you choose the right banking services for your needs.