Summary
Date Posted: Tuesday, October 11, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Credit Analyst, Personal Loans

To support Credit department to plan, coordinate and control all lending activities to minimize credit risks

Responsibilities
• Analyze credit propositions and recommend for approval
• Reviewing the files for compliance of the approval conditions
• Responsible for identifying and reporting potential and actual Money Laundering Risk, including suspicious transactions in accordance with the laid down AML policies & procedures
• Assess temporary credit requests and recommend for approval
• Develops and implements procedures for analyzing the creditworthiness of prospective and current customers
• Provide leadership in performance management, employee development, talent management and building a work environment that drives high performance and employee satisfaction
• Recommend changes to lending policies in line with business dynamics
• Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Analyzing client records and using the data to recommend payment plans
• Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications for their approval
• Conferring with clients to verify their financial/credit transactions and to resolve their complaints

Qualifications
• Bachelor’s degree in Commerce/Business related field.
• Have a minimum of 3 year working in the Banking Industry with exposure in Micro and SME businesses
• Sound knowledge of the Banking Act and the regulatory framework in the Financial Services Industry
• Able to apply financial knowledge and skills to achieve business goals
• Able to identify and minimize potential and inherent risks in banking
• Communicates effectively and can explain complex Business issues
• Track record of motivating, managing, and developing individuals and teams to achieve results


Work Hours: 8

Experience in Months: 36

Level of Education: Bachelor Degree

Job application procedure

interested and qualified? Click here to apply

All Jobs

QUICK ALERT SUBSCRIPTION