Summary
Date Posted: Tuesday, October 11, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Credit Analyst, Business Banking

To support Credit department to plan, coordinate and control all lending activities to minimize credit risks

Responsibilities
• Meet personal banking sales targets both in number of accounts, Deposits and Personal Loans through recruiting new customers and cross selling to existing customers.
• Generate target audience lists and sales call plans; implement and make call reports as well as customer visits
• Identify business opportunities around salary processing schemes, signing MOUs for personal loans & High net worth individuals.
• Relationship management of existing personal banking customers.
• Grow Personal Accounts, personal loan book and income
• Handling and monitoring customer enquiries and complaints effectively to ensure retention and loyalty
• Ensures that all new businesses are in line with AML/ KYC and CTF laws and regulations and customer information is regularly updated.
• Ensure adherence of all bank’s prescribed processes, standard operating procedures, and central bank requirements.
• Responsible for identifying and reporting potential and actual Money Laundering Risk, including suspicious transactions in accordance with the laid down AML policies & procedures.
• Under Asset products, will be responsible for growing and managing Check off loans, Salary Loan, Salary Advance and Digital Products & Services, as well as retaining customer base on Salary Accounts, Savings Accounts and Junior Accounts.

Qualifications
• Bachelor’s degree in Commerce/Business related field.
• 4-5 years banking experience 3 of which should be in credit Sound knowledge of the Banking Act and the regulatory framework in the Financial Services Industry
• Able to apply financial knowledge and skills to achieve business goals
• Able to identify and minimize potential and inherent risks in banking
• Communicates effectively and can explain complex Business issues
• Track record of motivating, managing, and developing individuals and teams to achieve results


Work Hours: 8

Experience in Months: 48

Level of Education: Bachelor Degree

Job application procedure

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